Question 1178953
Here's how to calculate Tonya's new balance:

1.  **Total Payment:** Tonya paid $20 on each of her 5 credit cards, so she paid a total of $20 * 5 = $100.
2.  **Remaining Balance:** Her remaining balance after the payments is $3,622.41 - $100 = $3,522.41.
3.  **Interest Charged:** The interest charged is 1.35% of the remaining balance, so $3,522.41 * 0.0135 = $47.55 (rounded to the nearest cent).
4.  **New Balance (Before Additional Charges):** Her new balance after interest is $3,522.41 + $47.55 = $3,569.96.
5.  **Final Balance:** She then charged an additional $115.90, so her final balance is $3,569.96 + $115.90 = $3,685.86.

**Therefore, Tonya now owes the credit card companies $3,685.86.**