Question 1193499
**1. Calculate the Present Value of Each Obligation:**

* **Obligation 1:**
    * Present Value (PV1) = 55,000 / (1 + 0.15/12)^(4*12) 
    * PV1 = 55,000 / (1.0125)^48 
    * PV1 ≈ 26,534.62

* **Obligation 2:**
    * Present Value (PV2) = 48,000 / (1 + 0.15/12)^(5*12) 
    * PV2 = 48,000 / (1.0125)^60 
    * PV2 ≈ 19,737.68

* **Obligation 3:** 
    * Quarterly interest rate for Obligation 3: 0.09 / 4 = 0.0225
    * PV of Obligation 3 at the end of 3 years: 75,000 / (1 + 0.0225)^(3*4) = 75,000 / (1.0225)^12 
    * PV of Obligation 3 at the end of 3 years: ≈ 57,096.79
    * Present Value (PV3) = 57,096.79 / (1 + 0.15/12)^(3*12) 
    * PV3 = 57,096.79 / (1.0125)^36 
    * PV3 ≈ 35,320.95

**2. Calculate the Total Present Value of All Obligations**

* Total Present Value (Total PV) = PV1 + PV2 + PV3 
* Total PV = 26,534.62 + 19,737.68 + 35,320.95 
* Total PV ≈ 81,593.25

**3. Calculate the Single Payment at the End of 2 Years**

* Single Payment = Total PV * (1 + 0.15/12)^(2*12) 
* Single Payment = 81,593.25 * (1.0125)^24 
* Single Payment ≈ 120,984.66

**Therefore, a single payment of approximately 120,984.66 at the end of 2 years will settle Julita's obligations.**