Question 1196244
using the calculator at <a href = "https://arachnoid.com/finance/index.html" target = "_blank">https://arachnoid.com/finance/index.html</a>, i get the following.
<img src = "http://theo.x10hosting.com/2022/091902.jpg">
payment at the end of each month = 2,083.47 is your answer.
present value = 180,000 minus 45,000 = 135,000.
that's your loan amount.
future value = 0
number of time periods = 20 * 12 = 240 months.
interest rate per month = 18/12 = 1.5%.