Question 1193461
i'm not sure what you're asking.
consequently i gave you two analyses.
the first is equal payments at the end of each month.
the payments include interest and principal in descending and ascending portions.
the interest is highest at the start of the loan and lowest at the end of the loan.
the principal is lowest at the start of the loan and highest at the end of the loan.
the total payments are equal at the end of each month.
the second is equal payment of principal at the end of each month.
the payments are not equal.
they are higher at the beginning of the loan and lower at the end of the loan.
her's what the month by month transactions look like.


<img src = "http://theo.x10hosting.com/2022/042001.jpg" >


<img src = "http://theo.x10hosting.com/2022/042002.jpg" >


let me know if you have any quetions.
theo