Question 1190345
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net worth = (total assets) - (total liabilities)
net worth = $385,000 - $187,000
net worth = <font color=red>$198,000</font>


There's no need to involve the other numbers because they are built into the totals mentioned. 


The $11,000 monthly gross income and the $4000 disposable income combine to $15,000 which is the amount of liquid assets. The liquid assets are part of the total assets.


The $7000 in monthly expenses would be the short term debt, and that is part of the total liabilities (i.e. debt).
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