Question 1103899
3500 invested at the end of year 1.
4000 invested at the end of year 3.
2500 invested at the end of year 5.


what is value at end of year 7.


the general formula is:


f = p * (1 + r/c) ^ (n*c)


f is the future value
p is the present value
r is the interest rate per year.
n is the number of years.
c is the number of compounding periods per year.


your future value will be 7 years from today.


you  compounding periods per year is equal to 12.


your yearly interest rate is equal to 6.2% / 100 = .062.


at the end of year 1, you will invest $3500 for 7 - 1 = 6 years.


at the end of year 3, you will invest 4000 for 7 - 3 = 4 years.


at the end of year 5, you will invest 2500 for 7 - 5 = 2 years


your future values will be:


f = 3500 * (1 + .062/12) ^ (6*12) = 5072.36
f = 4000 * (1 + .062/12) ^ (4*12) = 5122.57
f = 2500 * (1 + .062/12) ^ (2*12) = 2829.14


your total future value will be $13,024.07


your monthly cash flow looks like this:


<img src = "http://theo.x10hosting.com/2017/120602.jpg" alt="$$$">


<img src = "http://theo.x10hosting.com/2017/120603.jpg" alt="$$$">


<img src = "http://theo.x10hosting.com/2017/120604.jpg" alt="$$$">


<img src = "http://theo.x10hosting.com/2017/120605.jpg" alt="$$$">