Question 1100973
.
<pre>
The formula is

FV = {{{A*(1 + 0.06/4)^(4n)}}}


where FV is the Future Value, A is the original amount ($28,000), 0.06 = 6%,  4 (four) is the number of quarters in the year 
and n is the number of years.


The table is

n, year     FV

0	28000.00
1	29718.18
2	33477.31
</pre>

<U>Answer</U>.  &nbsp;&nbsp;Exactly one year.


The solution, &nbsp;the calculations and the answer by &nbsp;@josgarithmetic &nbsp; ("A little more than 9 years 11 months") &nbsp;are &nbsp;&nbsp;<U>W R O N G</U>.