Question 1084563
Use the future value of an annuity formula,
{{{FV=P(((1+r)^n-1)/r)}}}
where P is the monthly payment, r is the monthly rate, and n is the number of periods. 
In this case, 
{{{P=200}}}
{{{r=0.052/12}}}
{{{n=3*12}}}
So the first and each monthly payment is $200. Since the real first payment is $4500, you also have to add $4300 compounded similarly for the same time period to the total you get to make up for this.