Question 1046837
 In General {{{A(t) = P(1+r/n)^(nt)}}}
A = Accumulated Amount
P= principal = 20,000
r= annual rate = .04
n= periods per year = 4
t= years = 1
{{{A(t) = 20000(1 + .04/4)^(4)}}} 
{{{A(t) = 20000(1.01)^(4)}}} Use Your calculator