<PRE><B>Question 1033294</B>
Assume you have a balance of $3200 that you want to pay off. The cred card APR is 21% and you want to pay it off the balance in 2 years. 
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Mortgage payment formuls:: c = [r*P]/[1-(1+r)^-N]
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Your problem:
c = [(0.21/12)*3200]/[1 -  (1.021)^(-24)
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= 56/0.3927
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= $142.60 per month for 24 months
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cheers,
Stan H.
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