Question 1015074
The compound balance formula is {{{A=P(1+r/n)^(nt)}}}.
Here, A = 25000, r = 0.05, n = 1, and t = 10.

==> {{{P = A(1+r/n)^(-nt) = 25000(1+0.05/1)^(-10) = 25000*1.05^-10 = 15347.83}}}
Thus the present value is $15,347.83.