Question 891732
That's a very expensive refrigerator for a couple that has no savings account or apparent financial plan.  Karen and Wayne need to live within their means, and put more money in savings for emergencies such as this.
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Initial cost of refrigerator is $1,538
Sales tax of .05 =  $76.90
Total financed amount = $1614.90
The add on, assuming they are also financing the tax, is 1614.90 * .14 = $226.09
$1614.90 + $226.09 = $1840.99
If their payments are spread out equally over 36 months, and there is no additional finance charge or interest, the monthly payments are $1840.99 / 36 = $51.14