<PRE><B>Question 752040</B>
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Just because I subscribe to the KISS (Keep It Simple Stupid) theory of problem solving, I would use three cash flow calculations.  First the initial 5 years of 1500/month into the savings.  Then, using the results of that calculation as the Present Value for the $35K/year for 15 years calculation.  That gets you the future value for the savings at the 20 year point.  Then just add that to the compouded interest in the Mutual Fund.


John
*[tex \LARGE e^{i\pi}\ +\ 1\ =\ 0]
&lt;font face=&quot;Math1&quot; size=&quot;+2&quot;&gt;Egw to Beta kai to Sigma&lt;/font&gt;
My calculator said it, I believe it, that settles it
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