Question 33737
Future Value = (payment)[(1+i)n-1]/i
payment= [(future val]i]/[(1+i)^n-1]
payment=[135000(0.04)]/[1.04^10-1]
       =5400/0.48=$11244.28 per year.
For the formula search "Future Value Annity" on Google.
Cheers,
Stan H.