Question 143794
Okay, let's do simple math here,
  $760.00, VISA Balance
-  $40.10, return
-  $38.80, return
- $120.00, return
- $430.00, payment
+  $81.50, purchase
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  $212.60, still remaining balance on his Visa 
*Note:  All transactions happened less than a month. Why? If he made a purchae of $81.50 a month after he made  the payment, then interest applies (which is not stated).
Thank you,
Jojo