The first 20 NATURAL numbers are
1,2,3,4,5,6,7,8,9,10,11,12,13,14,15,16,17,18,19,20
The first 20 WHOLE number are
0,1,2,3,4,5,6,7,8,9,10,11,12,13,14,15,16,17,18,19
Difference between them?
Subtract their sums and they'll all cancel except for the 20.
Answer: 20.
Edwin