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the 12th term of an A.P is -41. given that the first term is 3,
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The distance between and is given as 41+3 = 44.
There are 11 gaps between these terms, each gap is of the same length, equal to the modulus of the common difference.
So, the gap is = 4 units, and the common difference is -4 units.
Thus the 20-th term is 3 + 19*(-4) = -73. ANSWER