.
            This problem is to be solved in two steps.
Step 1.    Find the percentage of those who buys some of these two products.
    It is  56% + 32% - 22% = 66%.
    In this formula, it should be clear to you why I added  56% and 32%.
    why I subtracted 22% ?  - Because when I added, I counted TWICE those who buys both products.
    Step 1 is completed.
STEP 2.    Find the percentage of students that buy neither.
    It is simply complement of 66% to 100%, and it is equal to
        100% - 66% = 34%.
    It is your final answer.
Solved.