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There is a big (a huge) pitfall in this problem:
Did you ever see one bedroom apartment with three bathrooms?
So, the pitfall in the given problem is that not all outcomes/options are independent.
Therefore, it would be not precisely correct in this case to apply the Fundamental Counting Principle by multiplying all options .
But the focus here is that the problem DOES NOT ask you apply the Fundamental Counting Principle to all categories of options at a time.
The problem asks you to apply it to only two groups of items.
You must select two categories/groups with independent outcomes.
For example, number of bedrooms, from one side, and the floor, from the other side, represent, probably, independent outcomes.
So, for this pair/(groups A and C) the number of apartment options is 4*5 = 20.
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The lesson to learn from my solution/discussion is THIS:
You may apply the Fundamental Counting Principle by multiplying options if and only if and only when these options/outcomes are independent.