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Education Level	       Male	Female	Total
High School or Less	2136	2409	4545
Bachelor's Degree	2827	2854	5681
Master's Degree	         385	352	737
Ph.D.	                 69	57	126
Total	                5417	5672	11,089
a) P(NOT PhD) = 1 - P(PhD) = 1 - 126/11,089
b) P(NOT Masters) = 1 - P(M) = 1  - 737/11,089
c) P(F 0r Masters) = (F) + (Masters) - (Both) = 5672/11089 + 737/11089 - 352/11089
d) P(M 0r PhD) = (1/11089) [(5417) + (126) -(57)]