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It is a binomial distribution probability problem.
     - number of trials        n =  100;
     - number of success trial k <   40;
     - Probability of success on a single trial p =  = 0.25.
We need calculate  P(n=100; k < 40; p=0.25).      
To facilitate calculations, I use an online (free of charge) calculator at this web-site 
https://stattrek.com/online-calculator/binomial.aspx
It provides nice instructions  and  a convenient input and output for all relevant options/cases.
    P(n=100; k < 40; p=0.0.25) = 0.99931340779,   or   0.9993 (rounded).       ANSWER
 = 0.25.
We need calculate  P(n=100; k < 40; p=0.25).      
To facilitate calculations, I use an online (free of charge) calculator at this web-site 
https://stattrek.com/online-calculator/binomial.aspx
It provides nice instructions  and  a convenient input and output for all relevant options/cases.
    P(n=100; k < 40; p=0.0.25) = 0.99931340779,   or   0.9993 (rounded).       ANSWER
Solved.