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Hi
simplifying by removing the parenthesis and combining Like terms
(7m^2-20)-(4m^2-4) |both parenthesis in this example have a coefficient of 1
1*(7m^2-20)-1*(4m^2-4)
7m^2 - 20 - 4m^2 + 4 |combining Like terms
3m^2 - 16