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Re: whole life insurance



"Rapid Robert" <sparky@nohow.com> wrote in message 
news:jd2jjt$sj8$1@dont-email.me...

During that time, the annual earnings on the cash value (now about 4.5%) 
have been more
than enough to pay the premiums, but we are just now at the age (late
50's) where the premiums have risen enough to make that no longer true.
----

Are you sure these are "totally" whole life ?
There are a couple of items that don't seem right
compared to my $100k whole life policy from NW Mutual
for which I pay $2000 - for the past 20 years.
SO -
A - the premium seems too low for total whole life vs a combo term + whole 
life policy
B - the premium should be fixed for the duration of the policy... as mine 
is...
    again, unless you have a combo with some Term + some Whole Life