document.write( "<A HREF=/cgi-bin/jump-to-question.mpl?question=259694>Question 259694</A>: <I><SPAN STYLE=\"word-break: break-all;\"> I have a loan for an bakery shop of 80,000 from family, and 38,250 from the bank, to be paid back in 10 years.  what integer would repersent my total budget? </SPAN>\n" );
document.write( "</I><HR><TABLE width=100%><TR><TD><B><A HREF=http://www.algebra.com/>Algebra.Com's</A> Answer #191101 by </B><A HREF=/tutors/aboutme.mpl?userid=Theo><B>Theo(13342)</B></A><img src=\"/images/stars/stars-13.gif\" alt=\"\" >&nbsp;<A HREF=/tutors/aboutme.mpl?userid=Theo><IMG SRC=http://www.algebra.com/images/aboutme-small.gif BORDER=0 alt=\"About Me\" VALIGN=MIDDLE></A>&nbsp;<IMG SRC=http://www.algebra.com/cgi-bin/show-face.mpl?user=Theo><BR>You can <A HREF=\"/cgi-bin/embed-solution.mpl?show=1&solution=191101\">put this solution on YOUR website!</A><BR><SPAN STYLE=\"word-break: break-all;\"> I can give you the formulas to use, but if all you are interested is the results then you are better off using an online calculator.\r<BR>\n" );
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document.write( "the following calculator will do the math for you.\r<BR>\n" );
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document.write( "<a  rel=nofollow HREF= \"http://www.planningtips.com/cgi-bin/simple.pl\" target = \"_blank\">http://www.planningtips.com/cgi-bin/simple.pl</a>\r<BR>\n" );
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document.write( "all you do is the following:\r<BR>\n" );
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document.write( "enter the loan amount.<BR>\n" );
document.write( "enter the annual interest rate per year.<BR>\n" );
document.write( "enter the number of years.\r<BR>\n" );
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document.write( "the calculator will tell you the monthly payment.\r<BR>\n" );
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document.write( "to find out what your total monthly payments will be, do the following:\r<BR>\n" );
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document.write( "for the family loan:\r<BR>\n" );
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document.write( "enter 80000 for the loan amount (eighty thousand).\r<BR>\n" );
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document.write( "enter whatever annual interest rate your family requires.   If 0%, then enter 0.  If 5%, then enter 5, if 8%, then enter 8, etc.\r<BR>\n" );
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document.write( "enter the number of years of the loan (10 I beiieve is what you indicated).\r<BR>\n" );
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document.write( "left click on the calculate button.\r<BR>\n" );
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document.write( "the answer will appear and you will need to copy it down on a piece of paper somewhere under family loan.\r<BR>\n" );
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document.write( "left click on return to calculator.\r<BR>\n" );
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document.write( "for the bank loan:\r<BR>\n" );
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document.write( "enter 38250 for the loan amount.\r<BR>\n" );
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document.write( "enter whatever annual interest rate the bank requires.\r<BR>\n" );
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document.write( "enter the number of years.\r<BR>\n" );
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document.write( "left click on the calculate button.\r<BR>\n" );
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document.write( "the answer will appear and you will need to copy it down on a piece of paper somewhere under bank loan.\r<BR>\n" );
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document.write( "add the two payment numbers together and that is your monthly budget for paying off the loans.\r<BR>\n" );
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document.write( "for example:\r<BR>\n" );
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document.write( "family lends you 80000.<BR>\n" );
document.write( "family interest rate per year is 5%<BR>\n" );
document.write( "number of years is 10\r<BR>\n" );
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document.write( "family payment is calculated to be 848.50 per month\r<BR>\n" );
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document.write( "bank lends you 38250.<BR>\n" );
document.write( "bank interest rate per year is 15%<BR>\n" );
document.write( "number of years is 10\r<BR>\n" );
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document.write( "bank payment is calculated to be 617.11 per month.\r<BR>\n" );
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document.write( "total monthly budget for payment on loans is 848.50 + 617.11 = $1,465.61.\r<BR>\n" );
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document.write( "this is for example only.\r<BR>\n" );
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document.write( "interest rates your family requires and bank requires are specific to your family and your bank.\r<BR>\n" );
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document.write( "if you need formulas, then let me know and I'll send you formulas.\r<BR>\n" );
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document.write( " </SPAN>\n" );
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