Why don't you multiply these expressions and collect like terms on your own? It requires very elementary and basic skills only to do it. If you do understand the meaning of the terms in this assignment, you must be able to do it on your own. Ah! In addition, you should be able to make elementary algebraic transformations ! So, EITHER you do it on your own OR you are in the wrong class.
After FOILING, you should get:, and since ad = bc, then ad - bc = ad - ad, or bc - bc = 0, and so, we get: 0xy.
Therefore, coefficient on the xy term is 0. All other answers are WRONG, so IGNORE them.