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Excuse me, I read the first statement
Sarah saves $400 the first month and every month later $45 more.
and I have a question: $45 more THAN WHAT ?
Similar question is about John. The post says
every month later he doubles the amount.
Which amount does he double: the amount at the account or the amount he deposits every month ?
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Asking my questions, I am trying to let you know (in the most possible soft and polite form)
that it is NOT the way to formulate Math problems as you do it in this post.
Surely, the solutions obtained on such UNCERTAIN basis, have no any real value.
Have a nice day !