Hi, there-- THE PROBLEM: Ira has 28¢ in his pocket. He has 20 coins that are either pennies or nickels. How many nickels does Ira have? A SOLUTION: Let N be the number of nickels in Ira's pocket. There are 20 coins altogether, so the number of pennies is 20-N [because N + (20 - N) = 20]. The value of the nickels is 5¢ times the number of nickels, or 5N. The value of the pennies is 1¢ times the number of pennies, or 1*(20-N)=20-N. Ira has 28¢ in his pocket, so the value of the nickels and pennies is 28. 5N + 20 - N = 28. Solve this equation for N. Combine like terms (5N-N=4N). 4N + 20 = 28 Subtract 20 from both sides of the equation. 4N + 20 - 20 = 28 - 20 4N = 8 Divide both sides of the equation by 4. 4N/4 = 8/4 N = 2 In this problem, N = 2 means that Ira has 2 nickels in his pocket. Check your answer using the original words of the problem. Since there are 20 coins altogether, there must be 20-2=18 pennies. Two nickels are worth 10¢, and eighteen pennies are worth, 18¢. Ira has 10+18=28¢ in his pocket. Hope this helps! Feel free to email if you have any questions about the solution. Good luck with your math, Mrs. F math.in.the.vortex@gmail.com