There is no formula. There are four cases: 1. Use no 10 cent or 5 cent coins: There are 6 ways, for we can use from 0 through 5 2-cent coins and the rest, if any, in 1 cent coins. 2. Use no 10-cent coin and 1 5 cent coin. There are 3 ways, for we can use from 0 through 2 2-cent coins and the rest in 1-cent coins. 3. Use no 10-cent coin and 2 5-cent coins. There is only one way, 2 5-cent coins. 4. Use 1 10-cent coin. Also just 1 way. Total: 6+3+1+1 = 11 ways. Edwin