If you don't use any quarters, there is one way, 6 dimes and a nickel. If you use 1 quarter, you can make the remaining 40 cents 3 ways, 2, 3, or 4 dimes and the rest, if any, in nickels. If you use 2 quarters, you can make the remaining 15 cents two ways, a dime and a nickel, or 3 nickels. That's 6 ways. 50 cent pieces are not in circulation. I didn't consider using them. Edwin