Ivan started first, and from 8 am till 9:30 am he moved toward Kate 12 mph * 1.5 hours = 18 miles. So, at 9:30 am the distance between them is 42 - 18 = 24 miles. Starting from 9:30 am they BOTH move toward each other. Their relative speed is 12 + 18 = 30 miles per hour. So, they will cover the distance of 24 miles between them in= hours, which is 48 minutes. So, they will meet each other 48 minutes after 9:30 am, which is 10:18 am.