There are two and only two possibilities. 1. 12 cm and 20 cm are the legs. Then the area is= 120 cm^2. 2. 12 cm is one of the two legs and 20 cm is the hypotenuse. Then the other leg is 16 cm (recall the 3-4-5 right angled triangle !), and the area is = 12*8 = 96 cm^2. ANSWER. The largest area under the question is 120 cm^2.