The first 20 NATURAL numbers are 1,2,3,4,5,6,7,8,9,10,11,12,13,14,15,16,17,18,19,20 The first 20 WHOLE number are 0,1,2,3,4,5,6,7,8,9,10,11,12,13,14,15,16,17,18,19 Difference between them? Subtract their sums and they'll all cancel except for the 20. Answer: 20. Edwin