<--first term <--formula for nth term <-- formula for nth term Substitute for a1 and (n-1)d=-105 Multiply through by 2 <--number of terms whose sum is -77 We'll need d, so <-- common difference, d To find 10th term: Substitute n=10, a1 = 28, n=10, d=-15 <-- 10th term <-- formula for sum of first n terms Checking, the sequence is: 28,13,-2,-17,-32,-47,-62,-77,-92,-107 Add them 28+13-2-17-32-47-62-77-92-107 = -395 Add the first 8 terms 28+13-2-17-32-47-62-77 = -196 Everything checks. Edwin