.
These matrices are ALIGNED for multiplication.
The answer is the matrix a).
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Ignore the answer by @MathLover1, since it is WRONG.
Unfortunately, @MathLover1 does not know the subject.
I just saw it and explained it to you in my previous post
https://www.algebra.com/algebra/homework/Probability-and-statistics/Probability-and-statistics.faq.question.1161522.html
https://www.algebra.com/algebra/homework/Probability-and-statistics/Probability-and-statistics.faq.question.1161522.html