If you use no quarters you can use from 0 up to 10 dimes and the rest if any in nickels. That's 11 ways. If you use just 1 quarter, you can make the remaining 75 cents by using from 0 up to 7 dimes and the rest in nickels. That's 8 more ways. If you use 2 quarters, you can make the remaining 50 cents by using from 0 up to 5 dimes and the rest if any in nickels. That's 6 more ways. If you use 3 quarters, you can make the remaining 25 cents by using from 0 up to 2 dimes and the rest in nickels. That's 3 more ways. If you have 4 quarters, that's the whole dollar, so that's 1 more way. So that's 11+8+6+3+1 = 29 ways. Edwin