The combinations of 20 things taken 5 at a time That can be written any of the following ways: "20 Choose 5", C(20,5), 20C5, C20,5 20C5 20C5 20 nCr 5 <--(The TI-83 or TI-84 notation)Answer = = 15504 It's 'Combinations' because no pecking order is specified. [If one had to be president of the group, one vice-president, one secretary, one treasurer, and one business manager, then it would be permutations. Or if they had to sit in five chairs and it mattered who sat where, it would be permutations. But order is not important, so it's "combinations"]. Edwin