SOLUTION: PLEASE HELP ME !! Find the periodic payment which will amount to a future value of 25,000 with an interest rate of 4% compounded semi-annually at the end of five consecutive year

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Question 954209: PLEASE HELP ME !!
Find the periodic payment which will amount to a future value of 25,000 with an interest rate of 4% compounded semi-annually at the end of five consecutive years.

Found 2 solutions by rothauserc, josmiceli:
Answer by rothauserc(4718)   (Show Source): You can put this solution on YOUR website!
We use the following formula
P = PMT[((1 + r)^n - 1) / r], where P is the future value, r is interest rate, n is number of periods over which payments are made and PMT is amount of each payment, therefore
25000 = PMT[((1 + .04)^10 - 1) / .04], note that n = 5*2
25000 = PMT(12.006107125)
PMT = 25000 / (12.006107125) = 2082.273607899 approx $2082.27
each payment is $2082.27

Answer by josmiceli(19441)   (Show Source): You can put this solution on YOUR website!

= number of years
= number of times compounded
= rate of interest
= principle
= amount after years
-------------------------------------
given:




--------------------
I found the principle, which is the original
amount of the investment
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I'm having trouble also with the words:
"find the periodic payment" Is the period twice a year
over 5 years? That would be payments, so



The periodic payment ( 10 payments ) would be $449.13
DEFINITELY get another opinion on this.
The wording is vague, I think

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