SOLUTION: You have $2,500 on a credit card that charges a 17% interest rate. If you want to pay off the credit card in 4 years, how much will you need to pay each month( assuming you don’t

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Question 1207204: You have $2,500 on a credit card that charges a 17% interest rate. If you want to pay off the credit card in 4 years, how much will you need to pay each month( assuming you don’t charge anything new to the card)?

Found 2 solutions by MathLover1, math_tutor2020:
Answer by MathLover1(20850)   (Show Source): You can put this solution on YOUR website!

given:
present value
desired future value
interest rate %=
years
months

find monthly payment using formula:




You must make monthly payments of $ to pay off your credit card balance of $ in months or years.
This assumes you do not make any additional charges during this period and make your payments on time.

Answer by math_tutor2020(3817)   (Show Source): You can put this solution on YOUR website!

Answer: $72.14

Work Shown

Monthly payment formula
P = (L*i)/(1 - (1+i)^(-n))
where,
P = monthly payment
L = loan amount
i = interest rate per month
n = number of months

In this case
L = 2500
i = 0.17/12
n = 4*12 = 48

Let's determine the monthly payment
P = (L*i)/(1 - (1+i)^(-n))
P = (2500*0.17/12)/(1 - (1+0.17/12)^(-48))
P = 72.137605768506
P = 72.14

You can use an online calculator such as this to confirm.
https://www.calculatorsoup.com/calculators/financial/loan-calculator.php

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